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Updated by user Feb 20, 2018

If Shellpoint fails to give adequate notice for changing the terms of the loan, it's considered a "Lender Breach of Contract". That's illegal.

Original review posted by user Feb 08, 2018

Citi sold or transferred my note to Shellpoint. Shellpoint changed the original terms without my consent.

This is illegal. Contracts are void when sold or transferred, especially if the original terms are changed. Now it's considered a debt collection and they say I don't have to make payments. They will keep a lien on the property.

I've ask them to settle for less than what's owed.

They want me to pay 50% interest on a 2nd mortgage and I disagree since 50% interest is illegal on any loan. This is predatory lending.

Reason of review: Problems with payment.

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Ginelle Dul

Glad I don't owe on a 2nd mortgage on my home that was recently sold to Shellpoint, and I hope that they don't think that I do.

Isatu Xkf

If a lender fails to give adequate notice for changing the terms of the loan, it's considered a "Lenders Breach of Contract"

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